Knowing how much money is in the estate to cover the funeral costs may also affect the type of funeral you wish to pay for. Try not to feel pressured into paying for a funeral you can’t afford.

There’s a development in politics that we have to be really careful of, which is allowing politics to become a sort of truth-free zone – this sense that it doesn’t really matter if you’re telling the truth, that it doesn’t really matter if you say one thing one day and another thing the next day. Some of this is happening I’m afraid in the camp that want to leave the EU.

It won’t cover the whole funeral bill. As such, depending on where you live, you may have to pay up to a third of the cost of a simple funeral.

The European Union (EU) is a separate legal entity to the Council of Europe and emerged following years of negotiation after WWII, through various treaties in areas of common interest such as coal and steel. The European Communities Act 1972 passed by the UK parliament ensures that all rights, powers, liabilities, obligations and restrictions arising out of EU law apply in UK law.

Conservative MPs may push for a second referendum on EU membership with a few years if Remain win, Dominic Raab, the justice minister, has said.

The government position is clear - that this is a legally watertight approach. This isn’t about how people may vote in the referendum. There is no way of knowing at registration how people intend to vote. This is about the government providing a service to enable people to exercise their democratic right. We had problems with that service we want to rectify and address it.

As we see here, the two European systems at times overlap and are intertwined. This explainer helps to disentangle some of the issues relating to a complex and fragmented UK human rights framework that draws on two separate European legal systems. Potential reform or exit from either system is considered in the context of implications for UK citizens at the national and devolved level.

Read more about reviewing insurance for your dependents and your will after divorce or dissolution or after separating if you were cohabiting

If the deceased’s estate consisted only of personal belongings and a home that they shared with their surviving spouse or civil partner, the government normally won’t claim back this payment.

George Osborne also indicated that he would not accept Dominic Raab’s argument that a narrow Remain win could lead to the Tories returning to this issue within the next few years. (See 3.56pm.) The June vote would settle the matter for a generation, Osborne said. Asked about the prospect of a re-run, he said: